Every category, one flat rate
No rotating offers to track and no coupon codes to remember. Each category below applies automatically once your card or UPI ID is linked.
Groceries & daily needs
Kirana stores, supermarkets and daily essentials, paid by card or UPI.
Capped at ₹100/month
Electricity & utility bills
Electricity, water and piped gas bill payments.
Per bill payment
Fuel
Petrol and diesel paid at the pump with a linked card.
Capped at ₹60/month
Dining out
Restaurants and cafés, paid in person or through a linked UPI ID.
Capped at ₹80/month
Online shopping
Checkout at online stores that accept UPI or card payments.
Capped at ₹150/month
Mobile recharge & DTH
Prepaid recharges, postpaid bills and DTH renewals.
Capped at ₹30/month
Travel bookings
Train, bus and flight tickets booked with a linked card.
Capped at ₹250/booking
Insurance premiums
Motor, health and life premium payments made online.
Capped at ₹200/policy
How rates work
- Rates apply per calendar month and reset on the 1st.
- A payment qualifies once it settles with your bank — usually 24–48 hours after you pay.
- Category caps protect against unusually large one-off payments; everyday spending rarely hits them.
- Rates are reviewed monthly. Any change is reflected here before it takes effect.
Link a card or UPI ID and start earning
Every category above starts working the moment your account is set up.