Four entries, start to payout
Perkora doesn't replace your bank card or your UPI app. It watches quietly in the background and credits your passbook whenever an eligible payment goes through.
Sign up with your mobile number
Give us your name, mobile number and email. We send a one-time code to confirm the number — no separate app download required.
Add what you already pay with
Enter your bank card details or your UPI ID. Card numbers are tokenised on entry — Perkora stores a reference token, not the number itself, and never asks for your PIN, password or OTP for payments.
Pay exactly the way you do today
Buy groceries, pay a bill, fill fuel or check out online. If the merchant and category match a live cashback rate, the transaction is automatically marked eligible.
Track it like a bank entry
Most cashback reflects in your passbook within 24–48 hours of the payment settling. Every entry shows the date, the category, and the amount credited.
Once you cross ₹100
Move your balance straight to the same bank account linked to your card or UPI ID. No vouchers, no points that expire — just rupees.
Good to know
A few things worth understanding upfront
We never move your money
Perkora only reads transaction metadata needed to match a cashback rate. Payments are always made by you, through your bank or UPI app.
Crediting takes a day or two
Cashback appears once the underlying payment has fully settled with your bank, which is usually within 24–48 hours.
Rates can change monthly
Category cashback rates are reviewed monthly and shown on the cashback categories page before they take effect.
Your first entry is one sign-up away
Create an account, link a card or UPI ID, and let the next payment you make start the passbook.