Cashback passbook · India
Every rupee you spend, some of it comes back.
Link the debit or credit card you already carry, or just your UPI ID — and start earning cashback on groceries, bills, fuel, dining and more, tracked in one simple passbook.
No app switching. No new payment method. Cashback settles straight to your bank account.
How it works
From payment to payout, in four entries
Perkora sits quietly alongside your existing card and UPI ID. Nothing to carry, nothing to switch.
Create your account
Sign up with your mobile number and email — takes under two minutes.
Link a card or UPI ID
Add the bank card or UPI ID you already pay with. We never see your PIN or OTP.
Spend as usual
Pay for groceries, bills, fuel or shopping exactly the way you do today.
Watch it add up
Cashback lands in your Perkora passbook and redeems straight to your bank account.
Cashback categories
Everyday spending, quietly rewarded
A flat rate on the categories that make up most of an Indian household's month.
Groceries & daily needs
Cashback on kirana and supermarket bills paid by card or UPI.
Capped at ₹100/month
Electricity & utility bills
A fixed credit every time you clear an electricity, water or gas bill.
Per bill payment
Fuel
Back on petrol and diesel paid at the pump with a linked card.
Capped at ₹60/month
Online shopping
Cashback on checkout across most online stores that accept UPI or cards.
Capped at ₹150/month
Built around how India pays
Works with the card and UPI you already have
Any bank card
Add the debit or credit card issued by your bank. We only read what's needed to match a cashback offer.
Any UPI ID
Link the UPI ID you already use to pay. Perkora tracks eligible payments — it never initiates them.
One passbook
Every payout, from every category, lands in a single running passbook you can read like a bank entry.
Bank-grade handling
Card numbers are tokenised, never stored in the clear. Read more in our privacy policy.
Direct-to-bank redemption
Move your balance to your linked bank account once you cross ₹100 — no vouchers, no catch.
No expiry pressure
Cashback earned stays in your passbook — redeem on your own schedule, not a countdown.
From early users
What people notice first
"I didn't change how I pay for anything — I just started seeing small credits land every week."
Ananya R., Pune
"The passbook view is what sold me. It reads like my bank statement, not a marketing app."
Rahul S., Lucknow
"Bill payments quietly adding up to real rupees back has been the nicest surprise this year."
Farheen K., Hyderabad
Start your passbook today
It takes two minutes to sign up and link your first card or UPI ID. The first entry could be your next grocery run.